The MasterCard Aid Network distributes emergency and ongoing assistance to people in need
Aid is distributed on chip-enabled cards as "points." The MC Aid merchant app connects to the card readers over Bluetooth, and merchants are reimbursed by NGOs for the value of the goods. The cards are much safer and easier to distribute than current paper voucher or cash-based aid, and can be reloaded by NGOs at any time
Merchants can take payments from beneficiaries even in areas with no internet connection. A separate "roving" app with internet access collects data periodically from the merchant app over Bluetooth or from an SD card backup
Merchants and NGOs have access to their data in-app
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